AF Mortgage Calculator
Financial Health Snapshot
A lightweight FAD that turns mortgage inputs, military compensation, and monthly obligations into a clear residual-income readiness signal.
Financial Health
Needs Inputs
Calculate mortgage health to generate your snapshot.
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Residual %
About the PCSUnited Financial Health Snapshot
PCSUnited’s Financial Health Snapshot helps military users estimate mortgage payment pressure before moving into a deeper financial dashboard. It reads Financial Intake data when available, estimates monthly mortgage cost, and optionally uses TheWing.ai to calculate military compensation.
The core output is simple: total income minus mortgage payment and monthly obligations equals residual income. That residual margin becomes a lightweight financial health signal designed for fast PCS and home-buying decisions.
Buyer Comfort Range
Recommended Shopping Lane
Preferred Target
$—
$—
$—
Enter your income, obligations, and home price to generate a smarter purchase range.
Total Income
$—
Military compensation + additional income
Total Monthly Obligations
$—
Utilities, debts, credit cards, car payments
All-In Mortgage
$—
P&I + taxes + insurance + HOA + PMI
Residual Income
$—
Income left after mortgage and obligations
Residual Margin
—
Residual income ÷ total income
Mortgage Inputs
TheWing mortgage engine
Ready
Financial Health uses this formula:
Total Income - Mortgage Payment - Monthly Obligations = Residual Income.
Payment Breakdown
All-In Payment / Month
Estimated mortgage carrying cost
$—
$— loan
Principal + Interest
$—
Property Tax
$—
Insurance
$—
HOA
$—
PMI
$—
Income Breakdown
Total Income / Month
Military compensation + extra income
$—
— housing ratio
Base Pay
$—
BAH
$—
BAS
$—
Additional Income
$—
Comp Source
—
Verdict: Need income data. Use optional military inputs and fetch TheWing pay.